AllWays Insider

With open enrollment on the horizon, many employees may be considering changes to their health plan. In order to make an informed decision, it’s important to have a clear understanding of common health care terms. To help make these definitions easier to understand, we’ve grouped the most common terms into 6 categories that all employees should know going into open enrollment.

Young adults can be covered by their parents’ health insurance until they turn 26. After that, they’ll need to choose their own health plan. This can be a confusing transition under normal circumstances, but during the coronavirus pandemic it’s especially important to make sure there’s no gap in coverage. If your employees have young adult children covered by their insurance plans or are young adults on their parent’s health insurance, here is some helpful information on how to find a new plan.

Choosing a health plan that’s right for your business and your employees has never been an easy task, even under normal circumstances.  But as the COVID-19 crisis unfolded, business teams responsible for benefits decisions have realized a host of new challenges that can make this process even more daunting. To help you make an informed decision about your health insurance during this uncertain time, we created a guide that will walk you through your annual health plan renewal, with help from your benefits advisor.

Use this five-step checklist—or share it with clients—when switching to a new insurer or health plan. It’s an easy way to help ensure employers are covering the bases for a smooth transition. After all, businesses invest significantly in health care coverage. In 2019, the average annual premiums for employer-sponsored health insurance was over $7,000 for single coverage and $20,000 for family coverage. Add today’s COVID-19 crisis to the mix, and it can bring even more challenges.

Having a Primary Care Provider (PCP) who can help ensure you get the care you need to stay healthy or treat you when you’re ill is an important part of your overall health and well-being. If you’re moving to a new city or state, switching health plans, or need to change doctors for any other reason, it can be difficult and sometimes stressful to coordinate that change on your own. Fortunately, this process is more straightforward than it might seem.